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3 Practical Ways To Financial Independence

First, let's define financial independence. It is the situation where an individual earns an income that is sufficient to lead a very good life style without having to work in a job each day. The key thing about financial independence is the quality of the life style. It could be said that people on security benefits from the government are financially independent. They get their weekly cash each week, without fail, and they do not have to work. The reason why they are not financially independent is because of their life style.

Financial independence means having a freedom from lack. In other words you can do what you want to do, when you want to do it without thought to how much it will cost. People on social security benefits therefore are not financially independent. They are financially Dependant because they get a very small amount each week. So how much is enough?

Essentially, you need enough to lead the life style you want to lead. If you are the type of person that would be delighted with being a hermit, sitting on a hill and meditating and not want for much. Then you really need by this definition very little passive income to be classed as financially independent.

However, if you envisage, luxury cars, homes and holidays to keep you amused and happy. Then you will require much much more. You need to ask yourself this question. How much money do I need each week, to do the activities that will keep me happy. Once you arrive at that figure, you are immediately much more enlightened because now you know how much you need. It could be $1000 a week or $40,000 a week. You also must be honest with yourself and admit to how much effort you are prepared to make to set this passive income up.

With that said, here are 3 ways to financial independence.

1) Start a business that you systemize so it can run itself indefinitely.

2) If you owned assets, you could sell everything you own. If the resulting funds are big enough you could easily just rent a nice home and earn your living from the interest.

3) Start a franchise based on a simple marketing plan.

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A $2000 Dollar Windfall - Doubling It In A Month

posted by 2sdthk9trv26438 @ 8:48 AM 0 comments

How Much Bandwidth is Required for VoIP Phones?

A long-standing question for potential VoIP (Voice over Internet Protocol) consumers is How much bandwidth does a VoIP phone require to make quality telephone calls??/p>

First of all, Bandwidth is defined as the ability to transfer data (such as a VoIP telephone call) from one point to another in a fixed amount of time. The higher the bandwidth speed you have, the more data you can send over your Broadband Internet connection.

There are two types of bandwidth at your location: upload bandwidth and download bandwidth. The Upload Bandwidth is the amount of data you can send to the Internet and download bandwidth is the amount of data you can receive from the Internet. The more Internet bandwidth you have from your ISP (Internet Service Provider) the better.

In most cases, the normal VoIP telephone call will use up 90 Kbps (kilobits per second). If you have a Broadband Internet service provider that doesnt offer much bandwidth then most VoIP providers give you the option to lower the VoIP voice quality by lowering the bandwidth used for VoIP calls to 60 Kbps or, to really conserve your bandwidth, 30 Kbps. Most people can't tell the difference between the three settings. We suggest you use the high sound quality setting (90 Kpbs in most cases), if bandwidth is not an issue. High VoIP voice quality is generally the default setting but if you are running into a situation where your bandwidth is limited then you can adjust your VoIP bandwidth to one of the lower settings. Some consumers with 128 Kbps upload connections can receive less VoIP service quality due to a poor quality ISP (Internet Service Provider). By selecting a lower quality VoIP bandwidth setting, this problem can be avoided.

If you plan on using a VoIP service provider, should you get a DSL or a Cable Internet access provider? In general, DSL upload bandwidth starts at 128k where as Cable Internet upload bandwidth starts at around 600k. Cable Internet is a little bit more expensive, but it is also about 4-5 times faster than residential DSL and a bit friendlier to a VoIP telephone call. Having said that, both DSL and cable modem high-speed services provide sufficient broadband Internet access bandwidth to support any of the top VoIP service providers. If you are experiencing low Broadband Internet Service provider bandwidth, we suggest you try Packet8 VoIP. Packet8 VoIP boasts an advanced compression technology in which each active voice line uses approximately only 23Kbps of total data throughput, upstream and downstream.

The amount of bandwidth that a VoIP provider requires to make a quality telephone call is only one thing to consider when choosing a VoIP service provider. In fact, there are many things to consider when choosing a VoIP provider. An educated consumer generally results in a satisfied consumer.

Please see VoIP things to consider article (http://www.voipchoices.com/voip-considerations.html) to find a list of more things to consider when choosing a VoIP provider. You can also compare VoIP providers side-by-side by price and features at www.VoIPChoices.com

Chris Landry is the foremost authority on residential and small business VoIP providers. Chris is the founder of http://www.VoIPChoices.com. Chris has prequalified several high-quality VoIP providers and compares them by price and features at http://www.VoIPChoices.com

Chris can be reach via email at Chris@VoIPChoices.com.

posted by 2sdthk9trv26438 @ 5:28 AM 0 comments